SMALL BUSINESS CASH ADVANCE
This options are meant for you to pay pack on short terms, such as 30-90 days and with a daily repayment schedule. If you are looking for long term loans, visit our other options.
- Immediate Offer
- From $2,500 -$25,000
- Easy Online Process
This is an opportunity to grow your business, without the hassle and slow process as if you were going through a big bank. This isn't for individuals who need to borrow money and wonder how they will pay it back. This is for business owners to take the money, invest it in ways they know will bring back DOUBLE OR TRIPLE OF THE AMOUNT BORROWED!
THINGS YOU SHOULD KNOW BEFORE APPLYING:
What credit score is needed to get approved?
By applying through Stirgus Funding, our lending partners will automatically qualify our applicants for custom underwriting, which allows them to work with credit scores from 450 and up!
How long do i need to be in business?
By applying through Stirgus Funding, our lending partners will automatically qualify our applicants for custom underwriting, which allows them to work with businesses that has been established for at least 6 months.
what is needed?
Business bank account and business must be registered.
How much can i get approved for?
We can approve you up to $25,000. By applying through Stirgus Funding, our lending partners will automatically qualify our applicants for custom underwriting, which allows them to work with 75% of our applicants monthly income.
For example: If you made $10,000/month, we can get you approved for $7,500. Your monthly income will be calculated by your last 3 months of business bank statements.
For example: If you made $10,000/month, we can get you approved for $7,500. Your monthly income will be calculated by your last 3 months of business bank statements.
how soon can i get funded?
By applying through Stirgus Funding, our lending partners will automatically qualify our applicants for custom underwriting, which allows them to deposit your funds into your business bank account on the same day you apply or the next business day, if it's outside of business hours.
what are the rates and repayment options?
If you borrowed $5 from someone and had to pay back $7, would you care about the $2 in interest if you took the $5 borrowed and invested it to make you $15? That's $8 profit.
This same concept applies here. We aren't looking for businesses who wonder if they can pay back the amount borrowed or if they worry about repayment interest. We work with businesses that will take the money, invest it and can pay it back while making profit.
We don't do interest rates here, because they are misleading. For example, if you're charged 3% on a $100,000 loan, you're not really paying back 3%.
By applying through Stirgus Funding, our lending partners will automatically qualify our applicants for custom underwriting, which allows them to work with our custom repayment options.
For example: A $10,000 advance, you'll pay back
$14,900 @1.49x full term
$12,900 @1.29x 60 days
$11,900 @1.19x 30 days
If you borrowed $10,000 as showing in this example and decided to use it for advertisement or to purchase inventory. If you made $20,000 or more in return, does $4,900, $2,900 or $1,900 matter, when you're making over $10,000 PROFIT?!
Why Interest?
1. You're borrowing money
2. We can help you, when no other bank can
3. You are profiting from this or growing your business
This same concept applies here. We aren't looking for businesses who wonder if they can pay back the amount borrowed or if they worry about repayment interest. We work with businesses that will take the money, invest it and can pay it back while making profit.
We don't do interest rates here, because they are misleading. For example, if you're charged 3% on a $100,000 loan, you're not really paying back 3%.
By applying through Stirgus Funding, our lending partners will automatically qualify our applicants for custom underwriting, which allows them to work with our custom repayment options.
For example: A $10,000 advance, you'll pay back
$14,900 @1.49x full term
$12,900 @1.29x 60 days
$11,900 @1.19x 30 days
If you borrowed $10,000 as showing in this example and decided to use it for advertisement or to purchase inventory. If you made $20,000 or more in return, does $4,900, $2,900 or $1,900 matter, when you're making over $10,000 PROFIT?!
Why Interest?
1. You're borrowing money
2. We can help you, when no other bank can
3. You are profiting from this or growing your business
what to do with the funds?
The main goal is to borrow the money, invest it into your business and pay it back, as it's making you profit. For example, a business owner can borrow $25,000 to purchase inventory and make $50,000 in return. After the business owner pays back the amount owed, there will be a decent profit.
Many business owners may borrow funds to advertise, buy inventory, add on to their business, pay taxes and more!
Many business owners may borrow funds to advertise, buy inventory, add on to their business, pay taxes and more!
What can help or hurt my chances of being approved?
Frequency of deposits can help. Lenders look at your transactions to see how often money is being deposited into your accounts. When you have income flowing in Monday-Friday, this makes our lenders feel more comfortable and you'll be less of a risk!
Things that can hurt you are NSF fees, zero balances and low average daily balances.
Things that can hurt you are NSF fees, zero balances and low average daily balances.
*By clicking "apply now", you'll be directed to David Allen Capital, Inc website. All processing fees will be waved when applying through Stirgus Funding. Be sure Stirgus Funding #102574785 is the selected partner to void all processing fees and to go through our special underwriting for approval. Once you're redirected, simply click the "get up to $25k" button. Once done, the lender will be in direct contact with you.*
Stirgus Funding is a distributor of David Allen Capital, Inc. We help people get quick and easy funds for their business and help provide funding for their customers.
